Your Complete Financial Operating System
Smart financial management, AI-powered analysis and advanced reporting — all in one secure platform.
Connect your accounts, track your goals and make confident decisions. Designed for individuals, entrepreneurs and businesses.
Everything you need to master your money
Real tools for real financial control — from daily spending to long-term growth.
Smart financial management
One clean command center for income, expenses, transfers and cash flow across every account.
AI financial analysis
Personalised insights that spot trends, flag risks and highlight opportunities in your data.
Multi-account support
Link M-Pesa, e-Mola, banks, mobile wallets, cash and investments — all in one place.
Advanced reports
Clear charts and summaries that help you understand where your money goes and plan ahead.
Financial goals
Set savings targets, create automated rules and track progress with Circles (Xitique).
Data security
Encrypted storage, row-level access controls and secure infrastructure that keeps your information private.
How Finova works
Three steps between chaos and clarity.
Connect
Add M-Pesa, e-Mola, bank and cash accounts in seconds.
Automate
Categorise, budget and forecast without lifting a finger.
Grow
AI insights turn data into decisions that grow your money.
One plan for you. One for your business.
Start with a 7-day free trial. No card required.
Personal
Ideal to manage your personal finances.
- Dashboard
- Income & Expense
- M-Pesa, e-Mola, Bank & Cash
- Reports
Business
Complete tools for entrepreneurs and small businesses.
- Sales management
- Invoices & receipts
- Team & roles
- Advanced analytics
Start managing every metical with clarity.
Create your free account and take the first step toward smarter financial decisions.