Your Complete Financial Operating System
Connect your bank accounts, mobile wallets, cash and business finances in one intelligent platform.
Track your money, automate your finances, gain AI-powered insights and make smarter financial decisions every day. Designed for individuals, entrepreneurs and businesses.
Everything you need. Nothing you don't.
A single workspace for personal money and business operations.
All your accounts
Cash, banks, M-Pesa and e-Mola — one balance, one truth.
Cash flow you can read
Monthly income vs expenses, health score, category breakdowns.
Bank-grade privacy
Encrypted storage, row-level access, only you see your data.
Multi-currency ready
Manage MZN, USD, EUR and crypto side by side.
Team & roles
Invite your accountant or team with granular access.
Smart automations
Rules that categorise, alert and forecast for you.
How Finova works
Three steps between chaos and clarity.
Connect
Add M-Pesa, e-Mola, bank and cash accounts in seconds.
Automate
Categorise, budget and forecast without lifting a finger.
Grow
AI insights turn data into decisions that grow your money.
One plan for you. One for your business.
Start with a 7-day free trial. No card required.
Personal
Ideal to manage your personal finances.
- Dashboard
- Income & Expense
- M-Pesa, e-Mola, Bank & Cash
- Reports
Business
Complete tools for entrepreneurs and small businesses.
- Sales management
- Invoices & receipts
- Team & roles
- Advanced analytics
Start managing every metical like a private banker.
Join thousands taking control of their finances with Finova.